Christmas budget · NZ$ · gift list
Christmas budget planner NZ — the total, and what to put aside each week until Christmas Eve
Short answer. Gifts for the whānau and the kids, Secret Santa, the ham and pavlova, the tree and the trip away: you see the total, the amount for each week until 24 December and a gift list to take shopping. Gifts: adults × gift price, kids × gift price, Secret Santa and teacher gifts (Your limit).
- Last online orders for delivery — about 10 days beforetype the date
- Wrap everything — 2 days beforetype the date
Check your own case.
Courier cut-off dates differ by shop: check their notices.
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Christmas budget · NZ$ · every week
Your Christmas in dollars — and what to put aside each week until Christmas Eve
Who you are buying for, the kids, Secret Santa, Christmas Day food, the tree and the summer trip. You see the total, the amount for each week until 24 December and a gift list to take shopping. No sign-up.
Want a reminder each week, on the day to put money aside, until Christmas Eve?
The calendar file works without an account. The reminder needs a free account so we know where to send it.- Put aside this week's amount: the table shows every date until Christmas Eve.
- Use the gift list: budget, spent, bought and wrapped. Agree a Secret Santa price with the whānau.
- Keep receipts for Boxing Day swaps; anything left goes to the summer holiday.
All amounts are yours: the fields show examples, not prices or averages. Weekly payments run from today to the day before the date you choose; the last one adjusts. Not financial advice.
Lida, Layers template assistant
Tell me how many people are on your list and I will show what to put aside each week.
The gift list below prints for the shopping trip.
Deadlines
The rules, with the source
| What | Deadline | Source |
|---|---|---|
| Gifts | Adults × gift price, kids × gift price, Secret Santa and teacher gifts | Your limit |
| Christmas at home | Christmas Day food and drinks, tree and decorations, wrapping, cards and postage | The other items |
| Summer | Travel to whānau or the summer holiday | Optional |
| Weekly payments | Equal amounts every week from today to the day before your date; the last one adjusts | How the calculator counts |
All amounts are yours: the fields show examples, not prices or averages. Public holidays: Christmas Day Friday 25 December 2026, Boxing Day observed Monday 28 December, New Year's Day Friday 1 January and the 2 January holiday observed Monday 4 January 2027 (Employment NZ).
Step by step
What to do, in order
1
Make the list
Who, the idea and the budget: the table adds up by itself.
2
Add the rest of Christmas
Food, the tree, wrapping, the summer trip — whatever applies to you.
3
Put aside each week
The plan shows every date until Christmas Eve.
Questions
How much should I budget for Christmas?
What you decide: set a limit per person before you go into the shops and let the total update. Add food, decorations and the summer trip so January is not a surprise.
How do I set a Secret Santa price?
Agree one price for everyone — the calculator multiplies the number of Secret Santa gifts by that price.
Is there an Excel version?
Yes: budget with formulas, weekly plan, gift list with bought and wrapped, and a Christmas Day «who brings what» sheet.
Is it free? Do I need to sign up?
It is free and you do not need to sign up. With a free account you can save a copy to your Layers and get a reminder on payment day.
Official sources
Other documents
Keep the papers in one place
Letters, receipts and notices in one folder you can share with family or a lawyer. The templates and the editor are free; Layers is free for up to 20 people.
A budget and a list, not financial advice.