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Christmas budget · NZ$ · gift list

Christmas budget planner NZ — the total, and what to put aside each week until Christmas Eve

Short answer. Gifts for the whānau and the kids, Secret Santa, the ham and pavlova, the tree and the trip away: you see the total, the amount for each week until 24 December and a gift list to take shopping. Gifts: adults × gift price, kids × gift price, Secret Santa and teacher gifts (Your limit).

 

  • Last online orders for delivery — about 10 days beforetype the date
  • Wrap everything — 2 days beforetype the date

Remind me 3 days before

Check your own case.

Courier cut-off dates differ by shop: check their notices.

Christmas budget planner NZ: first page

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Christmas budget · NZ$ · every week

Your Christmas in dollars — and what to put aside each week until Christmas Eve

Who you are buying for, the kids, Secret Santa, Christmas Day food, the tree and the summer trip. You see the total, the amount for each week until 24 December and a gift list to take shopping. No sign-up.

  1. Put aside this week's amount: the table shows every date until Christmas Eve.
  2. Use the gift list: budget, spent, bought and wrapped. Agree a Secret Santa price with the whānau.
  3. Keep receipts for Boxing Day swaps; anything left goes to the summer holiday.

All amounts are yours: the fields show examples, not prices or averages. Weekly payments run from today to the day before the date you choose; the last one adjusts. Not financial advice.

Lida, Layers template assistant

Lida, Layers template assistant

Tell me how many people are on your list and I will show what to put aside each week.

The gift list below prints for the shopping trip.

Deadlines

The rules, with the source

WhatDeadlineSource
GiftsAdults × gift price, kids × gift price, Secret Santa and teacher giftsYour limit
Christmas at homeChristmas Day food and drinks, tree and decorations, wrapping, cards and postageThe other items
SummerTravel to whānau or the summer holidayOptional
Weekly paymentsEqual amounts every week from today to the day before your date; the last one adjustsHow the calculator counts

All amounts are yours: the fields show examples, not prices or averages. Public holidays: Christmas Day Friday 25 December 2026, Boxing Day observed Monday 28 December, New Year's Day Friday 1 January and the 2 January holiday observed Monday 4 January 2027 (Employment NZ).

Step by step

What to do, in order

  1. 1

    Make the list

    Who, the idea and the budget: the table adds up by itself.

  2. 2

    Add the rest of Christmas

    Food, the tree, wrapping, the summer trip — whatever applies to you.

  3. 3

    Put aside each week

    The plan shows every date until Christmas Eve.

Questions

How much should I budget for Christmas?

What you decide: set a limit per person before you go into the shops and let the total update. Add food, decorations and the summer trip so January is not a surprise.

How do I set a Secret Santa price?

Agree one price for everyone — the calculator multiplies the number of Secret Santa gifts by that price.

Is there an Excel version?

Yes: budget with formulas, weekly plan, gift list with bought and wrapped, and a Christmas Day «who brings what» sheet.

Is it free? Do I need to sign up?

It is free and you do not need to sign up. With a free account you can save a copy to your Layers and get a reminder on payment day.

Official sources

Other documents

Keep the papers in one place

Letters, receipts and notices in one folder you can share with family or a lawyer. The templates and the editor are free; Layers is free for up to 20 people.

A budget and a list, not financial advice.