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Bitrix24 EOBI · old-age pension
EOBI old-age pension — when you are entitled, how much, and the claim
Short answer. Enter your date of birth, years of EOBI contributions and the wages they were paid on: the calculator shows when you become entitled and the pension by the EOBI formula. Who is entitled: an insured person aged 60 (55 for a woman) with contributions paid for at least 15 years (EOBI Act, 1976 — old-age pension (eobi.gov.pk)).
- Collect the employer's service and age certificates and the wage statement — a planning suggestiontype the date
- Submit the claim at the EOBI regional office — a planning suggestiontype the date
- Delayed more than a year? The form has a section to explain the delaytype the date
Check your own case.
Age and years from the Employees' Old-Age Benefits Act, 1976; the planning steps are ours. The form asks for a reason if the claim is late by more than a year.
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EOBI old-age pension
When you can claim EOBI pension — and how much it is
Your date of birth, years of EOBI contributions and the wages they were paid on. You get the date you become entitled, the pension by the EOBI formula and the claim papers.
Want a reminder a month before you become entitled, with the papers to collect?
The calendar file works without an account. Reminders need a free account to know where to send them.- Ask your employer for the service certificate, the age certificate and the 12-month wage statement — the EOBI form asks for them.
- Fill in the EOBI old-age pension form (eobi.gov.pk → Downloads) and the employer's certificate on page 2.
- Submit at your EOBI regional office with attested CNIC copies, 4 photographs and your EOBI registration card.
Employees' Old-Age Benefits Act, 1976 (eobi.gov.pk): old-age pension at 60 (55 for a woman, and for a man in mining for at least 10 years before retirement) with contributions paid for at least 15 years; pension = average monthly wages of the 12 calendar months before entitlement × years of insurable employment ÷ 50, not less than the minimum — Rs 11,500 from January 2025 (EOBI home page). 2 to 14 years: a lump-sum old-age grant.
Meera, Layers template assistant
Start with the employer: the EOBI form needs the service certificate, the age certificate and the wage statement from them.
Bring originals and attested copies together — the regional office checks both.
Deadlines
The rules, with the source
| What | Deadline | Source |
|---|---|---|
| Who is entitled | An insured person aged 60 (55 for a woman) with contributions paid for at least 15 years | EOBI Act, 1976 — old-age pension (eobi.gov.pk) |
| Mining | The age is five years lower for a person in mining for at least ten years before retirement | EOBI Act, 1976 (eobi.gov.pk) |
| Amount | Average monthly wages × years of insurable employment ÷ 50; wages of the 12 calendar months before entitlement | EOBI Act, 1976, Schedule; EOBI «Benefits/Pension» |
| Minimum | Rs 11,500 a month from January 2025 | EOBI home page (eobi.gov.pk) |
| Fewer than 15 years | 2 to 14 years of contributions at that age — a lump-sum old-age grant | EOBI Act, 1976 (eobi.gov.pk) |
| Contributions | Employer 5 % and worker 1 % of the minimum wages | EOBI home page (eobi.gov.pk) |
Read on eobi.gov.pk (the Act, «Benefits/Pension» and the home page) on 20 October 2026. If EOBI announces a 2026 increase of the minimum, the minimum line changes; the formula does not.
Step by step
What to do, in order
1
Count it
Your date of birth, years and wages → the date and the pension.
2
Papers from the employer
Service certificate, age certificate, 12-month wage statement — and the employer's certificate on page 2 of the EOBI form.
3
Your papers
3 attested copies of your CNIC (both sides), spouse's CNIC copy, 4 attested photographs, your original EOBI registration card.
4
Fill in the form
The EOBI old-age pension form (eobi.gov.pk → Downloads) — the letter below has the same fields in English.
5
Submit
At your EOBI regional office; keep the receipt.
6
Employer closed?
Bring the appointment letter, resignation or termination letter, final settlement, service book or other proof of employment.
Questions
Who is eligible for EOBI pension?
An insured person aged 60, or 55 for a woman (and for a man in mining for at least ten years before retiring), with EOBI contributions paid for at least 15 years.
How is EOBI pension calculated?
Average monthly wages of the last 12 months × years of insurable employment ÷ 50, never less than the minimum — Rs 11,500 a month from January 2025.
What if I have fewer than 15 years?
With 2 to 14 years you get a lump-sum old-age grant instead of a monthly pension; EOBI sets the amount.
Official sources
Other documents
Keep the papers in one place
Letters, receipts and notices in one folder you can share with family or a lawyer. The templates and the editor are free; Layers is free for up to 20 people.
A calculation and a ready letter, not financial or legal advice.