Quit smoking calculator · tracker · quit plan
Quit smoking money saved calculator — what you save, health milestones on your dates, and your quit plan
Short answer. Put in cigarettes a day, the price of a pack and your quit date: you get the money saved and the WHO health milestones on your own calendar. Within 20 minutes: Heart rate and blood pressure drop (WHO).
- 2 weeks smoke-free — circulation and lung function start to improve (WHO: 2–12 weeks): type the date
- 1 month smoke-free — coughing and shortness of breath start to decrease (WHO: 1–9 months): type the date
- 1 year smoke-free — coronary heart disease risk about half a smoker’s (WHO): type the date
Check your own case.
Dates are your quit date plus the start of each WHO period. They are milestones, not deadlines — everyone’s body is different.
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Quit smoking money saved calculator
How much you save — and what happens to your body, date by date
Three numbers and your quit date. You get the money saved in a week, a month, a year and 5 years, and the WHO health milestones on your own dates.
Save it with the 100 envelope challenge →
Want a reminder on each milestone? We send it on the day, with the money saved by then.
The calendar file works without an account. The reminder needs a free account to know where to send it.- Move the money you no longer spend into savings — the 100 envelope challenge turns it into a plan.
- Fill in My Quit Plan below: your date, your reasons, your triggers and what you will do instead. Sign it and tell one person.
- Call 1-800-QUIT-NOW (1-800-784-8669) for free coaching; in Spanish 1-855-DÉJELO-YA. Ask your doctor before using any quit-smoking medicine.
Money: cigarettes a day × price of one cigarette (pack price ÷ cigarettes in a pack); a year is 365 days, a month 365/12 days. Health milestones: World Health Organization, «Tobacco: Health benefits of smoking cessation» (25 February 2020); the date shown is your quit date plus the start of each period. Quitline: CDC, 1-800-QUIT-NOW. This page does not replace a doctor.
Lida, Layers template assistant
Give me three numbers and a date, and I will put your savings and your milestones on a calendar.
Write down why you quit. On a hard day, read it.
An illustrated character, not a lawyer.
Deadlines
The rules, with the source
| What | Deadline | Source |
|---|---|---|
| Within 20 minutes | Heart rate and blood pressure drop | WHO |
| 12 hours | Carbon monoxide in the blood drops to normal | WHO |
| 2–12 weeks | Circulation improves and lung function increases | WHO |
| 1–9 months | Coughing and shortness of breath decrease | WHO |
| 1 year | Risk of coronary heart disease is about half that of a smoker | WHO |
| 5–15 years | Stroke risk falls to that of a non-smoker | WHO |
| 10 years | Lung cancer risk falls to about half that of a smoker; risk of cancers of the mouth, throat, esophagus, bladder, cervix and pancreas decreases | WHO |
| 15 years | Risk of coronary heart disease is that of a non-smoker | WHO |
The timeline is quoted from the World Health Organization. At 10 cigarettes a day and $9 a pack, that is $4.50 a day — $1,642.50 a year. The money is simple arithmetic with your own numbers.
Step by step
What to do, in order
1
Pick your date
A day within the next two weeks — not a stressful one.
2
See what you save
The calculator shows a week, a month, a year and 5 years, with a chart.
3
Write your plan
Your reasons, your triggers and what you will do instead — in the plan below.
4
Tell one person and sign
Ask them to sign as your supporter.
5
Call for help
1-800-QUIT-NOW (1-800-784-8669) — free, confidential coaching; Spanish 1-855-DÉJELO-YA (1-855-335-3569).
6
Move the money
Put what you no longer spend into savings each week.
Questions
How much money will I save if I quit smoking?
Cigarettes a day × price of one cigarette × days. At 10 cigarettes a day and $9 a pack, that is $4.50 a day — $1,642.50 a year.
What happens after 20 minutes, 12 hours and 1 year?
WHO: within 20 minutes heart rate and blood pressure drop; at 12 hours carbon monoxide in the blood drops to normal; at 1 year the risk of coronary heart disease is about half that of a smoker.
Should I use nicotine patches or medicine?
Ask your doctor or the quitline — this page does not give medical advice.
Official sources
Step 1 of 2
From quitting to savings
- 1 Quit plan and money saved
- 2 Save it (100 envelope challenge)
Other documents
Keep the papers in one place
Letters, receipts and notices in one folder you can share with family or a lawyer. The templates and the editor are free; Layers is free for up to 20 people.
This is a savings calculation and a personal plan. It does not replace a doctor; ask a doctor before using any quit-smoking medicine.