Jira & Confluence 
Bitrix24 Budget 2027 · PAYE, USC, PRSI · check at the start of the year
Take home pay calculator Ireland 2027 — PAYE, USC and PRSI on your payslip with the Budget 2027 rates
Short answer. Enter your gross pay, how often you're paid and the tax credits and rate band from your Tax Credit Certificate: you see each deduction on your payslip and your net pay for 2027. Income tax 2027: 20% up to €46,500 (single), 40% above; credits €2,125 personal + €2,125 PAYE (gov.ie Budget 2027; Citizens Information).
- Check your Tax Credit Certificate in Revenue myAccount — a week beforetype the date
- Compare your payslip with the calculator — the same daytype the date
Check your own case.
Reminders. Budget 2027 changes apply from 1 January 2027 once the Finance Act is passed.
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Take-home pay 2027 · Budget 2027 rates
Your take-home pay in 2027 — PAYE, USC and PRSI line by line
Your gross pay, how often you're paid, your tax credits and rate band from your Tax Credit Certificate, and your pension contribution. You see each deduction on your payslip and your net pay — and an Excel file to check your real payslip against it.
- Check at the start of the year: Budget 2027 rates apply from 1 January 2027 once the Finance Act is passed — compare your January payslip.
- Open Revenue myAccount and check your Tax Credit Certificate: credits and rate band split to the right job, cumulative basis.
- Payslip doesn't match? Put its lines into the Excel check and ask payroll about any line that differs by more than €1.
Arithmetic with Budget 2027 figures (gov.ie, Citizens Information, Revenue): income tax 20% to your standard rate cut-off point and 40% above, minus your tax credits; USC 0.5% to €12,012, 2% to €30,300, 3% to €70,044, 8% above, none at €13,000 or less; Class A PRSI 4.35% above €352 a week with the PRSI credit. Steady pay on the cumulative basis; leaves out benefit-in-kind, reduced USC for medical card holders, emergency tax and Week 1 basis. An estimate, not tax advice.
Lida, Layers template assistant
Tell me your gross pay and how often you're paid, and I'll show your take-home pay for 2027.
The payslip check below compares it line by line with your real payslip.
Deadlines
The rules, with the source
| What | Deadline | Source |
|---|---|---|
| Income tax 2027 | 20% up to €46,500 (single), 40% above; credits €2,125 personal + €2,125 PAYE | gov.ie Budget 2027; Citizens Information |
| USC 2027 | None at €13,000 or less; 0.5% to €12,012, 2% to €30,300, 3% to €70,044, 8% above | Citizens Information; Revenue |
| PRSI | Class A 4.35% of all pay over €352 a week; credit up to €12 a week between €352.01 and €424 | Citizens Information — PRSI |
| Minimum wage | €14.94 an hour from 1 January 2027 (aged 20+) | Citizens Information — Minimum wage |
| Check at the start of the year | Budget 2027 rates apply from 1 January 2027 once the Finance Act is passed | gov.ie — Your guide to Budget 2027 |
For steady pay on the cumulative basis. Married couples, lone parents and anyone with extra credits: enter the credits and rate band from your own Tax Credit Certificate.
Step by step
What to do, in order
1
Open your Tax Credit Certificate
Revenue myAccount: your yearly credits and standard rate cut-off point.
2
Enter your pay
Gross per payslip, how often you're paid and any pension contribution.
3
Check your payslip
Compare each line — the Excel shows the difference.
Questions
How much tax will I pay in Ireland in 2027?
Income tax is 20% up to your standard rate cut-off point (€46,500 for a single person in 2027) and 40% above, minus your tax credits (€4,250 for a single employee). USC and PRSI come on top.
What are the USC rates for 2027?
No USC if your income is €13,000 or less. Otherwise 0.5% on the first €12,012, 2% up to €30,300 (up from €28,700), 3% up to €70,044 and 8% above.
What is the PRSI rate?
Class A employees pay 4.35% of all earnings since 1 October 2026 if they earn over €352 a week, with a PRSI credit of up to €12 a week for earnings between €352.01 and €424.
Why is my payslip different from the calculator?
Emergency tax, Week 1 basis, credits split between jobs, overtime, benefit-in-kind or a medical card (reduced USC) all change one payslip. Check your Tax Credit Certificate in myAccount, then ask payroll.
When do the Budget 2027 rates start?
From 1 January 2027, once the Finance Act is passed — check your first payslip of the year.
Is it free? Do I need to sign up?
It's free and you don't need an account: fill it in and download. With a free account you can save a copy to your Layers and come back to it later.
Official sources
- gov.ie — Your guide to Budget 2027
- Citizens Information — How your income tax is calculated
- Revenue — Tax rates, bands and reliefs
- Revenue — Standard rates and thresholds of USC
- Citizens Information — Universal Social Charge
- Citizens Information — Paying social insurance (PRSI)
- Citizens Information — Minimum wage
Other documents
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An estimate with Budget 2027 rates for steady pay, not tax advice. Check at the start of the year.