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52-week challenge · AUD · printable

52 week savings challenge — every week's deposit in dollars, printable and in Excel

Short answer. Pick a goal, how you save and the day of your first deposit. Going up: week n × step: $1 × 52 weeks = $1,378 (The classic challenge).

 

  • Open a separate savings account — a week beforetype the date
  • Check the total at the halfway mark — week 26type the date

Remind me 3 days before

Check your own case.

Tips, not rules.

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52 week savings challenge: first page
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Your plan

Your 52-week challenge in dollars — every date and every deposit

A goal, a way to save and the day of the first deposit. You get every week's deposit, the running total and the chart; the tracker prints on one A4 page.

Download the Excel tracker Download the printable plan (Word) Save a copy to my Layers

  1. Print the tracker or keep the Excel on your phone; tick a box every week.
  2. Sign your plan. With the same amount every week, set up a recurring transfer to a separate savings account.
  3. At the end: put the total towards your goal or keep it as an emergency fund.

Arithmetic only: going up — week n × step, step = goal ÷ (1 + 2 + … + 52) rounded up to the cent ($1 × 52 weeks = $1,378); same every week — goal ÷ 52; reverse — the same deposits backwards. Not financial advice.

Lida, Layers template assistant

Lida, Layers template assistant

Pick your goal and I'll show you every week's deposit.

The tracker below prints on one page.

Deadlines

The rules, with the source

WhatDeadlineSource
Going upWeek n × step: $1 × 52 weeks = $1,378The classic challenge
Same every weekGoal ÷ 52, rounded up to the centEasy to automate
ReverseThe biggest deposit first, then smaller each weekFor a strong start after Christmas

Just arithmetic: the step is the goal ÷ 1,378 (1 + 2 + … + 52), rounded up to the cent.

Step by step

What to do, in order

  1. 1

    Choose a goal

    $1,378 with $1 steps, $2,756 with $2 steps — or your own number.

  2. 2

    Pick how you save

    Going up, the same every week, or in reverse.

  3. 3

    Tick each week

    Print the tracker or keep the Excel on your phone.

Questions

How much do you save with the 52-week challenge?

With $1 in week 1, $2 in week 2 and so on, $1,378 after 52 weeks. With $2 steps, $2,756. For $5,000 the step is $3.63 and you end with $5,002.14.

Can I do it in reverse?

Yes: start with the biggest deposit and finish with the smallest — useful if December is tight.

Where should I keep the money?

In a separate savings account, not your everyday account, so you can see it grow.

Is it free? Do I need to sign up?

It's free and you don't need an account: fill it in and download. With a free account you can save a copy to your Layers and come back to it next year.

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A savings plan, not financial advice.