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Christmas 2026 · budget · gift list

Christmas budget planner — what Christmas will cost and how much to put aside each week until Christmas Eve

Short answer. List who you're buying for and what you'll spend, add Christmas lunch, decorations and travel, and see the total and a weekly amount until 24 December. Gifts: people × your limit each, plus the kids (Your own limit).

 

  • Last online orders for delivery — about 2 weeks beforetype the date
  • Wrap everything — 2 days beforetype the date

Remind me 3 days before

Check your own case.

Reminders only: delivery cut-offs depend on the shop and the courier — check their notices.

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Christmas budget planner: first page
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Christmas budget · weekly saving

Your Christmas in dollars — and how much to put aside each week until Christmas Eve

Who you're buying for, Christmas lunch, the tree, Kris Kringle and travel. You see the total, the weekly amount until 24 December and a gift list to print.

Download the budget, weekly plan and gift list (Excel) Download the printable list (Word) Save a copy to my Layers

  1. Put aside the weekly amount — the plan shows every date until Christmas Eve.
  2. Print the gift list and tick off what you've bought and wrapped.
  3. Order online early: check each shop's Christmas delivery cut-off.

All amounts are yours: the fields show examples, not prices or averages. Weekly deposits run from today until the week before your date, rounded up to the dollar; the last one evens out. Not financial advice.

Lida, Layers template assistant

Lida, Layers template assistant

Tell me how many people you're buying for and I'll show you how much to put aside each week.

The gift list below prints for the shops.

Deadlines

The rules, with the source

WhatDeadlineSource
GiftsPeople × your limit each, plus the kidsYour own limit
Christmas DayLunch and seafood, tree and decorations, wrapping and cards, Kris Kringle, travel, Boxing Day and New Year's EveThe other items
Weekly savingEqual amounts every week from today until the week before your date; the last one evens outHow the calculator counts

All amounts are yours: the fields show examples, not prices or averages.

Step by step

What to do, in order

  1. 1

    Write the gift list

    Who, the idea and your limit — the table adds it up.

  2. 2

    Add the rest of Christmas

    Lunch, tree, wrapping, Kris Kringle, travel — whatever applies to you.

  3. 3

    Put aside every week

    The plan shows each date until Christmas Eve.

Questions

How much should I spend on Christmas?

What you decide before you shop: set a limit per person, add lunch and decorations, and let the total show what that means each week until Christmas Eve.

How do I stop overspending?

Write what you actually spent next to each gift's budget: in the Excel file a gift that goes over turns red.

Is there an Excel version?

Yes: the budget with formulas, the weekly plan and a gift list with 'bought' and 'wrapped' boxes. It also opens in Google Sheets.

Is it free? Do I need to sign up?

It's free and you don't need an account: fill it in and download. With a free account you can save a copy to your Layers and come back to it next year.

Other documents

Keep the papers in one place

Letters, receipts and notices in one folder you can share with family or a lawyer. The templates and the editor are free; Layers is free for up to 20 people.

Start free Get the Word file

A budget and a list, not financial advice.