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Holiday tips · USPS gift rule · budget

Holiday tipping guide 2026 — who to thank, how much to plan, and the mail carrier rule

Short answer. List everyone you want to thank this season and what you plan to give: you see the total, what to put aside each week until you hand out the envelopes, and the Postal Service rule that your mail carrier can accept a gift worth $20 or less — never cash. Mail carrier: A gift worth $20 or less per occasion, at most $50 a year from one customer; no cash, checks or cash-like gift cards (USPS holiday ethics guidance).

 

  • Buy cards, small gifts and get cash from the bank — a week beforetype the date
  • Last school day before winter break — teachers' gifts (check your district's calendar)type the date

Remind me 3 days before

Check your own case.

Reminders, not rules.

Holiday tipping guide 2026: first page

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Holiday tips · USPS gift rule · budget

Your holiday tips and gifts — the total and what to put aside each week

List everyone you want to thank this season and what you plan to give: you see the total, what to put aside each week until you hand out the envelopes, and the Postal Service rule that your mail carrier can accept a gift worth $20 or less — never cash. No sign-up.

  1. Mail carrier: a gift worth $20 or less — never cash or gift cards that work like cash.
  2. Get small bills from the bank a week before.
  3. Add a short note: it means as much as the amount.

Amounts are yours: there is no official rule for holiday tips. USPS employees may accept a gift worth $20 or less per occasion, up to $50 a year from one customer, and never cash or cash equivalents. Weekly payments run from today until the day you give; the last one adjusts.

Lida, Layers template assistant

Lida, Layers template assistant

Tell me who you want to thank and I will plan the envelopes and the weekly savings.

The list and a thank-you note print on one page.

Deadlines

The rules, with the source

WhatDeadlineSource
Mail carrierA gift worth $20 or less per occasion, at most $50 a year from one customer; no cash, checks or cash-like gift cardsUSPS holiday ethics guidance
Household workersA holiday bonus for a nanny or house cleaner you employ is wages; household employer rules apply above the IRS yearly thresholdIRS Publication 926
Everyone elseNo official rule: common choices are the price of one visit (stylist, cleaner) or a small gift cardCustom, your choice

The amounts in the file are examples you change. Schools and daycares may have their own gift limits for staff — ask first.

Step by step

What to do, in order

  1. 1

    List who you thank

    Mail carrier, trash crew, stylist, cleaner, sitter, teachers, building staff.

  2. 2

    Set the amounts

    One visit's price, a week's pay for a nanny, a small gift for the carrier.

  3. 3

    Save and give

    Weekly amounts until the day, a printable list and a thank-you note.

Questions

How much should I tip my mail carrier for Christmas?

Postal Service employees cannot accept cash or cash equivalents. They may accept a gift worth $20 or less per occasion, up to $50 a year from one customer — cookies, a small gift or a card with a note.

How much do you tip a hairstylist or barber for the holidays?

There is no official rule; a common choice is the price of one visit or a small gift. Put your own amount in the calculator.

How much holiday bonus for a nanny or house cleaner?

Many families give a week's pay to a full-time nanny and one visit's pay to a cleaner. If they are your household employee, the bonus is wages — see IRS Publication 926.

Can I give a teacher a gift card?

Many schools allow small gifts; some districts limit their value. Ask the school, or give a class gift together with other parents.

Is it free? Do I need to sign up?

It is free and you do not need to sign up: fill in, see the result and download the files. With a free account you can save a copy to your Layers.

Official sources

Other documents

All templates: United States →

Keep the papers in one place

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A tipping budget, not etiquette rules. Amounts are yours to choose.