Jira & Confluence 
Bitrix24 Baby budget · first year · registry checklist
Baby budget for the first year — gear, diapers, daycare, the hospital bill and leave in one plan
Short answer. Put in the one-time gear, monthly diapers and feeding, months of childcare, your share of the birth costs and any unpaid leave: you see the first-year total and what to save each month until baby's first birthday, with a registry and paperwork checklist. FMLA: up to 12 workweeks of unpaid, job-protected leave for the birth and bonding, if you are eligible (U.S. Department of Labor).
- Car seat installed — three weeks beforetype the date
- Add the baby to your health plan — within 30 days of birth (employer plans)type the date
- Marketplace plans: report the birth within 60 daystype the date
Check your own case.
Employer plans must give at least 30 days for special enrollment after a birth; Marketplace plans 60 days. Your plan can give longer — check.
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Baby budget · first year · registry checklist
Your baby's first year — the total and what to save each month
Put in the one-time gear, monthly diapers and feeding, months of childcare, your share of the birth costs and any unpaid leave: you see the first-year total and what to save each month until baby's first birthday, with a registry and paperwork checklist. No sign-up.
Want a reminder each month on saving day?
The calendar file works without an account. The reminder needs a free account so we know where to send it.- Ask your HR about FMLA eligibility and any paid leave.
- Put daycares on your list early — waitlists can be long.
- After the birth: add the baby to your health plan and apply for a Social Security number.
All prices are yours: the examples are fictional families. Monthly payments run from today until the first birthday; the last one adjusts. Not financial advice.
Lida, Layers template assistant
Tell me your due date and the big costs, and I will show the first-year total and the monthly savings.
The registry checklist prints on one page.
Deadlines
The rules, with the source
| What | Deadline | Source |
|---|---|---|
| FMLA | Up to 12 workweeks of unpaid, job-protected leave for the birth and bonding, if you are eligible | U.S. Department of Labor |
| Health plan | The birth opens special enrollment: at least 30 days for employer plans, 60 days on the Marketplace | U.S. Department of Labor; HealthCare.gov |
| Child tax credit | Up to $2,200 for 2026 for a child under 17 with a Social Security number | IRS Rev. Proc. 2025-32 |
| Saving plan | Equal monthly amounts from today until the first birthday; the last one adjusts | How the calculator counts |
All prices are yours: the examples are fictional families, not market prices. Some states add paid family leave on top of FMLA — check your state.
Step by step
What to do, in order
1
List the gear
Crib, car seat, stroller, nursery and clothes — or what you borrow.
2
Add the monthly costs
Diapers, feeding and childcare by the month.
3
Add birth and leave
Your deductible and coinsurance, and pay you lose on unpaid leave.
Questions
How much does a baby cost in the first year?
It depends most on childcare, your health plan and how much gear you buy new. Put in your own numbers: the calculator multiplies the monthly costs by the months and adds the one-time items.
How much should I save before the baby comes?
At least the one-time gear and your share of the birth costs. The plan spreads the whole first year from today to the first birthday; the Excel file shows each month.
Is maternity leave paid in the US?
Federal FMLA leave is unpaid but job-protected for eligible employees, up to 12 weeks. Paid leave depends on your employer and your state.
When do I add the baby to my insurance?
The birth is a special enrollment event: employer plans must give at least 30 days, Marketplace plans 60 days. Do it right away.
Is it free? Do I need to sign up?
It is free and you do not need to sign up: fill in, see the result and download the files. With a free account you can save a copy to your Layers.
Official sources
Other documents
Keep the papers in one place
Letters, receipts and notices in one folder you can share with family or a lawyer. The templates and the editor are free; Layers is free for up to 20 people.
A family budget, not financial or medical advice.