SSS maternity benefit · R.A. 11210 · 105 days
SSS maternity benefit calculator — how much, which months count, and your dates
Short answer. Your expected date of delivery and your monthly salary credit: you get the benefit, the 12 months of contributions that count, the date your employer must advance it — and the maternity leave letter with your dates. Who qualifies: at least 3 monthly contributions in the 12 months before the semester of childbirth, miscarriage or emergency termination; notice to the employer (or to SSS if self-employed, voluntary, OFW or non-working spouse) (SSS — Maternity Benefit).
- Employer advances the full benefit — 30 days from filing (if you file on the delivery date)type the date
- Last day to file the maternity benefit claim — 10 yearstype the date
Check your own case.
SSS: the full payment of maternity benefits is advanced by the employer within 30 days from the filing of the maternity leave application; claims may be filed within 10 years from the delivery.
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SSS maternity benefit · R.A. 11210 · 105 days
How much SSS pays you — and the dates that matter
Your expected date of delivery and your monthly salary credit. You get the benefit (105, 120 or 60 days), the 12 months that count, when your employer must advance it, and the maternity leave letter with your dates.
Want a reminder for each step — notice, delivery, the employer’s 30 days? We send it on the day.
The calendar file works without an account. The reminder needs a free account to know where to send it.- Tell your employer now: the Maternity Notification with proof of pregnancy — the letter below is ready.
- After delivery, file the Maternity Benefit Application in My.SSS (employed: through your employer).
- Your employer advances the full benefit within 30 days from filing; employed members also get the salary differential, except in exempted companies.
From the SSS page «Maternity Benefit» (R.A. 11210, Expanded Maternity Leave Law): at least 3 monthly contributions in the 12 months before the semester of contingency; the 6 highest monthly salary credits in those 12 months ÷ 180 = average daily salary credit (ADSC); benefit = ADSC × 105 days (live childbirth), 120 days (solo parent) or 60 days (miscarriage or emergency termination); computed on contributions up to ₱20,000 MSC; employer advances the full payment within 30 days from filing; claims within 10 years. Up to 7 days may be allocated to the child’s father or an alternate caregiver.
Liza, Layers template assistant
Tell me your due date and your monthly salary credit, and I will show you how much SSS pays and when.
The maternity leave letter to your employer is ready below — add your name and dates.
Deadlines
The rules, with the source
| What | Deadline | Source |
|---|---|---|
| Who qualifies | At least 3 monthly contributions in the 12 months before the semester of childbirth, miscarriage or emergency termination; notice to the employer (or to SSS if self-employed, voluntary, OFW or non-working spouse) | SSS — Maternity Benefit |
| How much | The 6 highest monthly salary credits in those 12 months ÷ 180 = average daily salary credit (ADSC), × 105 days (live childbirth), 120 days (solo parent) or 60 days (miscarriage or ETP) | SSS — Maternity Benefit |
| MSC limit | Computed on contributions up to ₱20,000 monthly salary credit (Regular SSS Program) | SSS — Maternity Benefit |
| Employed | Full pay: the SSS benefit plus the salary differential from the employer — except exempted employers (e.g. retail or service with not more than 10 workers, micro-business up to ₱3M assets) | SSS — Maternity Benefit |
| Payment | The employer advances the full benefit within 30 days from filing; SSS reimburses the employer | SSS — Maternity Benefit |
| Allocation | Up to 7 days may be given to the child’s father or an alternate caregiver (not for miscarriage or ETP) | SSS — Maternity Benefit |
| Deadline to file | Within 10 years from delivery, miscarriage or ETP | SSS — Maternity Benefit |
Quoted from the SSS page «Maternity Benefit» (R.A. 11210 and its Implementing Rules). The semester of contingency is the two quarters ending in the quarter of delivery; the 12 months are counted backwards from the month before it.
Step by step
What to do, in order
1
Notify your employer
Maternity Notification Form with proof of pregnancy — the letter below is ready.
2
Check your contributions
In My.SSS: the months in the window the calculator shows.
3
Plan the leave
105 days (120 for solo parents); at least 60 days after delivery.
4
File after delivery
Maternity Benefit Application in My.SSS (employed: through the employer).
5
Get paid
Your employer advances the full benefit within 30 days from filing.
Questions
How is the SSS maternity benefit computed?
Take the 12 months before the semester of delivery, add the 6 highest monthly salary credits, divide by 180 — that is the daily allowance — and multiply by 105 days (120 for solo parents, 60 for miscarriage or ETP).
What is the maximum?
On an MSC of ₱20,000: 6 × ₱20,000 ÷ 180 × 105 = ₱70,000 for a live childbirth (SSS counts contributions up to ₱20,000 MSC).
When does my employer have to pay?
The employer advances the full benefit within 30 days from the filing of your maternity leave application; SSS reimburses the employer.
Official sources
Other documents
Keep the papers in one place
Letters, receipts and notices in one folder you can share with family or a lawyer. The templates and the editor are free; Layers is free for up to 20 people.
This is an estimate and a ready letter, not legal or financial advice. SSS computes the final amount.