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PhilHealth registration — PMRF, PIN and what to bring
Registration has no fee. Fill in and sign the PMRF and bring a copy of your birth certificate, baptismal certificate or a valid ID. Employees give the form to HR. Self-paying members file at a Local Health Insurance Office, PhilHealth Express, an accredited partner, the Member Portal or eGovPH.
Updated: · Next check 2027-02-02
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Enter a date — we’ll count the deadlines
- OFW by email, abouttype the date
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Check your own case.
Depends on volume. Applies to OFWs filing by email.
Liza, Layers template assistant
Already have a PIN? Do not register again: give it to HR.
Keep a spare copy of the PMRF. Older pages ask for two.
Deadlines
The rules, with the source
| What | Deadline | Source |
|---|---|---|
| Form | PMRF, UHC version of January 2020, from the PhilHealth site or any Local Health Insurance Office | PMRF, January 2020 |
| Employee | Give the PMRF to HR. Your employer adds you to its ER2 report and pays in | PhilHealth, formal members |
| Kasambahay | KURF from you and HEUR2 from your employer | PhilHealth Citizen’s Charter 2024 |
| Sea-based OFW | Through your manning agency. You need a PIN to be added to its ER2 | PhilHealth OFW brochure |
| At an office | Up to 5 forms: your PIN and card the same visit, about 1 hour 50 minutes with the queue | PhilHealth Citizen’s Charter 2024 |
| OFW by email | 3 days, depending on volume | PhilHealth Citizen’s Charter 2024, Vol. 7 |
| Premium | 5% of monthly income, ₱500 to ₱5,000 a month. Employees pay half | PhilHealth Advisories 2025-0002, 2026-0042 |
| From 1 January 2027 | Self-paying members pay only with a Statement of Premium Account (SPA). Ask for it before you pay | PhilHealth Circular 2026-0011 |
Every citizen is covered, and you need no card to use benefits. For the portal, eGovPH and employer routes no time is stated.
What does not exist
Be careful with these.
- “Registration costs money”: Registration has no fee.
- “No card, no benefits”: You need no card to use benefits.
Step by step
What to do, in order
1
Fill in the PMRF
Capital letters, N/A where it does not apply. Your mother’s name as on your birth certificate.
2
Choose your route
HR if you are employed, an office or the portal if self-paying.
3
Add your proof
Self-employed: one proof of income, or state your monthly income on the PMRF.
4
Get your PIN
Give it to HR if you have one already.
5
Pay your premium
Self-paying: the whole year by 31 December, with grace to 31 January.
Questions
Is there a fee to register?
No. Registration has no fee.
Do I need a card?
No. Every citizen is covered, and you need no card to use benefits.
How much is the premium?
5% of monthly income, ₱500 to ₱5,000 a month. Employees pay half.
I cannot pay. What now?
Ask a DSWD or LGU social worker for an assessment.
Can interest be waived?
Self-paying members can apply until 31 December 2027 to have interest for November 2019 to December 2025 waived. The premiums stay due.
Official sources
Other documents
Keep the papers in one place
Letters, receipts and notices in one folder you can share with family or a lawyer. The templates and the editor are free; Layers is free for up to 20 people.
This page helps you prepare. The agency decides. Not legal advice.