Jira & Confluence 
Bitrix24 SSF 31% · gratuity · festival allowance
SSF calculator Nepal — your salary, the 31% contribution and your Dashain allowance
Short answer. Enter your basic salary and allowances: you see the 11% deducted from your pay, the employer's 20%, what goes into your own retirement account, your pay before income tax and your festival allowance under the Labour Act. SSF contribution: 31% of basic remuneration: 11% from the worker, 20% from the employer (Social Security Fund).
- Ask in writing if you want it at another festival — a month beforetype the date
- Check last month's SSF deposit in the app — a week beforetype the date
Check your own case.
Reminders, not legal deadlines: the Act only says the request is made in writing.
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SSF · festival allowance
Your salary and SSF — what is deducted, what the employer adds and your festival allowance
Your basic salary, allowances, scheme and months worked. You see the 11% and 20%, what goes to your own retirement account, your pay before income tax and your festival allowance — and an Excel file with the year month by month and your leave balance.
- Compare the 11% on your payslip with the calculation and check each month's deposit in the SSF app.
- Want the festival allowance at Tihar, Chhath, Lhosar, Eid or Christmas instead of Dashain? Send the letter in the Word file.
- Income tax (TDS) is not included: check the 2083/84 slabs with the Inland Revenue Department.
Arithmetic with the Social Security Fund's 31% (11% worker, 20% employer; 28.33% to your own account, 2.67% social insurance) and the Labour Act 2017 (2074): provident fund 10% + 10% (s. 52), gratuity 8.33% (s. 53), festival allowance one month's basic pay, pro rata under a year (s. 37). Income tax is not calculated. Not legal or tax advice.
Lida, Layers template assistant
Tell me your basic salary and I'll show you your SSF, your pay before tax and your festival allowance.
The letter below asks for your festival allowance at your own festival.
Deadlines
The rules, with the source
| What | Deadline | Source |
|---|---|---|
| SSF contribution | 31% of basic remuneration: 11% from the worker, 20% from the employer | Social Security Fund |
| Where it goes | 8.33% retirement + 20% pension to your own account; 1% + 1.4% + 0.27% social insurance | Social Security Fund |
| Provident fund | 10% of basic pay deducted and the same added by the employer | Labour Act 2017 (2074), s. 52 |
| Gratuity | 8.33% of basic pay every month | Labour Act 2017 (2074), s. 53 |
| Festival allowance | One month's basic pay a year; at Dashain unless you ask for your own festival; pro rata under a year | Labour Act 2017 (2074), s. 37 |
| Leave | Home leave 1 day per 20 days worked; sick leave 12 days a year; up to 90 and 45 days kept; paid out at the last basic pay | Labour Act 2017 (2074), ss. 43, 44, 49 |
An employer in the SSF scheme pays the SSF contribution instead of separate provident fund and gratuity (Labour Act s. 57). SSF contributors do not pay the 1% social security tax and can deduct retirement contributions up to one third of taxable income or Rs. 5 lakh a year (SSF) — Check at the start of the year. Income tax itself is not calculated.
Step by step
What to do, in order
1
Enter your basic salary
Basic remuneration only — allowances are not part of the SSF base.
2
Pick your scheme
SSF (31%), or provident fund and gratuity if your employer is not yet in SSF.
3
Check and ask
Compare with your payslip; the Word file has a letter asking for your festival allowance at your own festival.
Questions
How is SSF calculated in Nepal?
On your basic remuneration: 11% is deducted from your pay and the employer adds 20%, 31% in total. Of that, 28.33% (8.33% retirement and 20% pension) goes to your own account and 2.67% to social insurance for medical, maternity, accident and dependants' cover.
Is the Dashain bonus compulsory?
Yes. Section 37 of the Labour Act 2017 (2074) gives every worker a festival allowance of one month's basic pay a year, paid at Dashain unless the worker asks in writing for their own main festival. With less than a year of service it is paid in proportion.
What happens to gratuity under SSF?
The 8.33% gratuity is part of the employer's 20% and goes to the retirement scheme in your name. If your employer is not yet in SSF, the Labour Act still requires 8.33% gratuity and a 10% + 10% provident fund.
Does this calculate my income tax?
No. It shows your pay before income tax (TDS). SSF contributors don't pay the 1% social security tax, and the tax slabs for 2083/84 changed with the Finance Act 2083 — check them with the Inland Revenue Department.
Is it free? Do I need to sign up?
It's free and you don't need an account: fill it in and download. With a free account you can save a copy to your Layers and come back to it later.
Official sources
Other documents
Keep the papers in one place
Letters, receipts and notices in one folder you can share with family or a lawyer. The templates and the editor are free; Layers is free for up to 20 people.
A calculation and a letter template, not legal or tax advice.