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Public violence in Durban and Soweto, 8 October 2026. On 8 October 2026 protests in Durban (KwaZulu-Natal) and Soweto (Gauteng) turned violent: SAPS reported 14 vehicles torched in Durban and 10 in Soweto, and shops looted (SAnews, 9 October 2026). Sasria said it expects claims for looting and fire damage (SABC News, 10 October 2026). By 19 October 2026 no support scheme for affected businesses had been announced. Source

Resident · car or home

Car burnt or home damaged — police first, then your insurer

Short answer. The notice to your insurer is open below, with a section for the vehicle and one for the home. Report to the police, get a case number: Within 48 hours of the event (Sasria Material Damage and Motor 2026, cl. 5.1.1; Material Damage 2025, «How to claim»).

  • Report to the police and get a CAS number (48 hours): type the date
  • Written notice to your insurer / Sasria Agent (30 calendar days): type the date
  • Full claim details and documents (60 calendar days, 2026 wordings): type the date
  • Outer limit: no claim payable after 12 months (Motor 2026; Material Damage 2025): type the date

Check your own case.

Sasria Motor Policy 2026: police within 48 hours, written notice within 30 calendar days, full details within 60 calendar days, no claim payable after 12 months unless legal proceedings are pending. Home: Sasria Material Damage wordings (30 days; 12 or 24 months outer limit). Your schedule shows which wording applies.

Car burnt or home damaged: first page

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Photograph the number plate and the VIN before the car is towed: you'll be asked for them.

Send the notice even if the assessor hasn't called yet: the 30 days run from the event.

An illustrated character, not a lawyer.

Deadlines

The rules, with the source

WhatDeadlineSource
Report to the police, get a case numberWithin 48 hours of the eventSasria Material Damage and Motor 2026, cl. 5.1.1; Material Damage 2025, «How to claim»
Written notice to the insurer (Sasria Agent)Within 30 calendar days of the eventSasria Material Damage and Motor 2026, cl. 5.1.2; Material Damage 2025
Full details of the claimWithin 60 calendar days, unless Sasria agrees otherwiseSasria Material Damage and Motor 2026, cl. 5.1.3
Motor: no claim payable after12 months from the event, unless legal proceedings are pendingSasria Motor Policy 2026, cl. 6.1
After a rejection6 months from receipt of the rejection to start legal proceedingsSasria Motor and Material Damage 2026, cl. 6.2
Claim against whoever caused the damage3 years (general prescription)Prescription Act 68 of 1969, s.11(d)

Sasria cover only applies if your own motor or home policy includes it; you claim through your insurer. Without insurance, Sasria does not pay.

Step by step

What to do, in order

  1. 1

    Police

    Open a case within 48 hours; write down the CAS number.

  2. 2

    Photos and papers

    Vehicle or home, registration papers, licence disc, policy schedule, invoices.

  3. 3

    Notify your insurer

    In writing with the letter below, within 30 calendar days.

  4. 4

    Keep the vehicle where it is

    Or tell the insurer where it was towed; don't scrap it before the assessor has seen it.

  5. 5

    Full details

    Quotations and documents within 60 calendar days.

  6. 6

    Renting?

    Tell your landlord in writing: the building is on the landlord's insurance.

Questions

I only have third-party cover. Am I covered?

Usually not for damage to your own vehicle. Sasria attaches to the basic cover of your own policy; check your schedule.

My car is financed. Who gets paid?

Usually the finance house is noted on the policy. Tell the insurer and the bank.

What if the claim is rejected?

Ask for the rejection in writing. Under the 2026 wordings you have 6 months from receiving it to start legal proceedings.

Official sources

All steps

Car or home damaged in public violence

  1. 1 Open a SAPS case
  2. 2 Notify your insurer (Sasria)
  3. 3 Ask SARS for a payment arrangement
  4. 4 Write to the landlord and the bank

Other documents

Keep the papers in one place

Letters, receipts and notices in one folder you can share with family or a lawyer. The templates and the editor are free; Layers is free for up to 20 people.

This is a ready-to-fill template and a deadline calculation, not legal advice.