Partner · pardna · draw list
Partner plan calculator — your hand, your draw and what you still throw after it
Short answer. Put in the hand, the number of hands, how often you throw, your draw number and any banker's tip: you see your draw, what you have thrown by then and what is still to throw after. One draw: hand × number of hands (How the calculator counts).
- Second throw — weekly partnertype the date
- Second throw — monthly partnertype the date
Check your own case.
The banker keeps the official draw list; copy your draw date from it.
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Partner · pardna · draw list
Your partner in J$ — your draw and what you still throw after it
The hand, the number of hands, how often you throw, your draw number, the hands you throw and any banker's tip. You see your draw, what you have thrown by then and what you still throw after, plus a printable draw list. No sign-up.
- Get the draw list from the banker in writing and copy it into the «Draw list» sheet.
- Tick every throw on your card and keep a receipt or transfer reference.
- On draw day, move the money to a bank or credit union account if it is for a big goal.
Arithmetic only: one draw = hand × hands; your draw = (one draw − tip) × the hands you throw; you keep throwing to the end. Monthly partners count 30 days a round, so the days are approximate. Partner terms are agreed with your banker; no law sets them. Not financial advice.
Lida, Layers template assistant
Tell me the hand, the hands and your draw number, and I will show your draw and what you still throw after it.
The draw list prints for the whole partner.
Deadlines
The rules, with the source
| What | Deadline | Source |
|---|---|---|
| One draw | Hand × number of hands | How the calculator counts |
| Your draw | (One draw − banker's tip) × the hands you throw | Custom, agreed with your banker |
| After your draw | You keep throwing every round to the end: hand × hands you throw × rounds left | How the calculator counts |
Partner terms are agreed between the members and the banker; no law sets them. Bank and credit union «partner plan» accounts are different products with their own rules.
Step by step
What to do, in order
1
Get the terms
Hand, number of hands, how often, your draw number and any tip.
2
See your money
Your draw, what you throw before it and what you still throw after.
3
Print the card
Tick every throw and keep a receipt or transfer reference.
Questions
How does partner work in Jamaica?
Everyone throws the same hand each round to the banker, and each round one member gets the whole draw. With a J$5,000 hand and 10 hands, each draw is J$50,000.
Is it better to draw early or late?
An early draw is like an interest-free loan from the group — you keep throwing after you get the money. A late draw works as savings. The calculator shows what you still owe after your draw.
Does the banker take a tip?
Some bankers take a tip or box money from each draw for keeping the list and collecting; many partners among family or co-workers take none. Ask before the first throw and put it in the calculator.
Can I throw two hands?
Yes: you throw two hands every round and get two draws. This calculator counts both draws on your draw number — ask the banker if your hands draw on different dates.
Is it free? Do I need to sign up?
It is free and you do not need to sign up. With a free account you can save a copy to your Layers.
Other documents
Keep the papers in one place
Letters, receipts and notices in one folder you can share with family or a lawyer. The templates and the editor are free; Layers is free for up to 20 people.
A savings plan, not financial advice. Partner terms are between you, the members and the banker.