Holiday tips · USPS gift rule · budget
Holiday tipping guide 2026 — who to thank, how much to plan, and the mail carrier rule
Short answer. List everyone you want to thank this season and what you plan to give: you see the total, what to put aside each week until you hand out the envelopes, and the Postal Service rule that your mail carrier can accept a gift worth $20 or less — never cash. Mail carrier: A gift worth $20 or less per occasion, at most $50 a year from one customer; no cash, checks or cash-like gift cards (USPS holiday ethics guidance).
- Buy cards, small gifts and get cash from the bank — a week beforetype the date
- Last school day before winter break — teachers' gifts (check your district's calendar)type the date
Check your own case.
Reminders, not rules.
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Holiday tips · USPS gift rule · budget
Your holiday tips and gifts — the total and what to put aside each week
List everyone you want to thank this season and what you plan to give: you see the total, what to put aside each week until you hand out the envelopes, and the Postal Service rule that your mail carrier can accept a gift worth $20 or less — never cash. No sign-up.
Want a reminder each week until you hand out the envelopes?
The calendar file works without an account. The reminder needs a free account so we know where to send it.- Mail carrier: a gift worth $20 or less — never cash or gift cards that work like cash.
- Get small bills from the bank a week before.
- Add a short note: it means as much as the amount.
Amounts are yours: there is no official rule for holiday tips. USPS employees may accept a gift worth $20 or less per occasion, up to $50 a year from one customer, and never cash or cash equivalents. Weekly payments run from today until the day you give; the last one adjusts.
Lida, Layers template assistant
Tell me who you want to thank and I will plan the envelopes and the weekly savings.
The list and a thank-you note print on one page.
Deadlines
The rules, with the source
| What | Deadline | Source |
|---|---|---|
| Mail carrier | A gift worth $20 or less per occasion, at most $50 a year from one customer; no cash, checks or cash-like gift cards | USPS holiday ethics guidance |
| Household workers | A holiday bonus for a nanny or house cleaner you employ is wages; household employer rules apply above the IRS yearly threshold | IRS Publication 926 |
| Everyone else | No official rule: common choices are the price of one visit (stylist, cleaner) or a small gift card | Custom, your choice |
The amounts in the file are examples you change. Schools and daycares may have their own gift limits for staff — ask first.
Step by step
What to do, in order
1
List who you thank
Mail carrier, trash crew, stylist, cleaner, sitter, teachers, building staff.
2
Set the amounts
One visit's price, a week's pay for a nanny, a small gift for the carrier.
3
Save and give
Weekly amounts until the day, a printable list and a thank-you note.
Questions
How much should I tip my mail carrier for Christmas?
Postal Service employees cannot accept cash or cash equivalents. They may accept a gift worth $20 or less per occasion, up to $50 a year from one customer — cookies, a small gift or a card with a note.
How much do you tip a hairstylist or barber for the holidays?
There is no official rule; a common choice is the price of one visit or a small gift. Put your own amount in the calculator.
How much holiday bonus for a nanny or house cleaner?
Many families give a week's pay to a full-time nanny and one visit's pay to a cleaner. If they are your household employee, the bonus is wages — see IRS Publication 926.
Can I give a teacher a gift card?
Many schools allow small gifts; some districts limit their value. Ask the school, or give a class gift together with other parents.
Is it free? Do I need to sign up?
It is free and you do not need to sign up: fill in, see the result and download the files. With a free account you can save a copy to your Layers.
Official sources
Other documents
Keep the papers in one place
Letters, receipts and notices in one folder you can share with family or a lawyer. The templates and the editor are free; Layers is free for up to 20 people.
A tipping budget, not etiquette rules. Amounts are yours to choose.